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Our[ /people

2024

We’re here to help you

At Tweed Wealth Management, we believe in getting to know our clients. Your bespoke financial strategy, whether it be personal or for business, will be designed to benefit you and your vision.

Our team provides the tools to help you flourish in life and business, putting in place plans that support the here and now, as well as the future of your wealth. As an award-winning team, we understand the difficulties of planning for an ever-changing world, but with Tweed Wealth Management on your side we promise the journey will be all the easier.

Before we get started, get to know the team you’ll be working with.

T is for Team

Our people are the beating heart of everything we do. We’re passionate and knowledge-hungry; pioneers and forward-planners; people-focused and goal-driven; perfectionists and go-the-extra-milers.

Read on to find out what makes our teams in Edinburgh and Inverness tick, and meet the people behind Tweed Wealth Management.

Edinburgh Office Glasgow Office Inverness Office Inverness Office
(Macleod & Maccallum Team)

Edinburgh Office

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Chris Tweed

CEO and Chartered Financial Planner
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Chris Tweed

CEO and Chartered Financial Planner

Chartered
  • Chris co-founded Tweed Wealth in 2014 with a vision of growing a forward-thinking Financial Advice Practice that supports families and business clients and provides a wealth of opportunity for talented people.
    Specialism // Entrepreneurs & Business Owners
  • Qualifications & Professional Development
    APFS – Chartered
    Cert CII (MP & ER)

    Chris is undertaking a Master of Business Administration (MBA) at CASS Business School
  • Personal Interests
    Aside from overseeing the client advice side of the business in Edinburgh and London, Chris has a passion for technology and business and is busy studying for his MBA at CASS. When downtime is required, Chris is a keen sailor and loves exploring the Scottish isles with wife Alison, daughter Emily and the new additions to the family, the Tweed twins, Jessie and Harry.
  • Discover your Wealth Personality
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Ali BW

Alison Welsh

Co-Founder / Managing Director
Ali BW

Alison Welsh

Co-Founder / Managing Director

  • Alison co-founded Tweed Wealth, bringing her First Class Honours degree in Business and a background in Investment Banking and Corporate Pensions advising for FTSE 100 companies. Now as a Non-Advising Principal, Alison is responsible for making sure everything at Tweed Wealth runs smoothly while maintaining the highest Practice standards.
    Specialism // Business Management
  • Qualifications & Professional Development
    First Class Honours in Business.
  • Personal Interests
    Alison and Chris are kept very busy entertaining their toddler Emily and the new additions, the Tweed Twins, Jessie and Harry. When they can they try to get everyone out on the open water to explore the west coast of Scotland.
  • Discover your Wealth Personality
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Paul Rowley

Senior Financial Planner
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Paul Rowley

Senior Financial Planner

  • Paul played professional rugby for seven years after he graduated from Limerick University in 2011. In that time, he met plenty of valuable contacts both on and off the pitch. After he hung up his rugby boots, he completed his St. James’ Place Academy Programme, leading him to join Tweed Wealth Management in 2017.
    Specialism // Private Clients
  • Qualifications & Professional Development
    DipPFS
    Cert CII (MP)
    New Media & English Degree
    St. James’s Place Wealth Management Academy
  • Personal Interests
    When Paul’s not at work, he and his wife Lucy are busy taking care of their daughter Renée. He’s also an outdoorsy type who likes to explore Scotland with his family and his four-legged friends. Paul is also a keen reader, likes travelling, and socialising with his friends and family.
  • Discover your Wealth Personality
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**Pics free to use**

Jason Baggott

Chartered Financial Planner
**Pics free to use**

Jason Baggott

Chartered Financial Planner

  • Jason played professional rugby for 7 years. Having started his rugby career with the Southern Kings in his homeland of South Africa, he moved across to the UK in 2015, spending the remainder of his playing days at Edinburgh Rugby. Alongside his rugby career, he also managed to complete a degree in Economics and Finance at Heriot-Watt University. During his rugby career, he met plenty of valuable contacts both on and off the pitch. After he hung up his rugby boots, he completed his St. James’ Place Academy Programme, leading him to join Tweed Wealth Management in 2021.
    Specialism // Private Clients
  • Qualifications & Professional Development
    DipPFS
    MA (Hons) in Economics & Finance
    St. James’s Place Wealth Management Academy
  • Personal Interests
    When Jason’s not at work, he and his girlfriend, Eilidh, enjoy pretending to be coffee connoisseurs and brunch experts. He’s also an outdoorsy type who likes to explore Scotland whilst chasing a little white ball. He still plays a bit of rugby, playing for Southern Knights in the Super 6 and loves all things sport.
  • Discover your Wealth Personality
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Jamie Sword

Financial Planner
Tweed Wealth Managment

Jamie Sword

Financial Planner

  • Jamie joined the TWM team as a Paraplanner in January 2022, having studied Politics at the University of Edinburgh. After qualifying as a Financial Planner, he completed the St. James’s Place Academy Programme and is working towards his Chartership.
  • Qualifications & Professional Development
    Diploma in Regulated Financial Planning
    MA (Hons) in Politics
    St. James’s Place Wealth Management Academy
  • Personal Interests
    When not at work, Jamie is 1st XV Captain at Stewart’s Melville RFC and hopes they can – alongside his beloved Sunderland AFC, battle to win promotion this season. Although his handicap would suggest otherwise, he does enjoy playing golf, and hopes to improve his game if he is ever to be in contention of giving his colleagues a run for their money. He and his partner, Rachael, love to explore Edinburgh’s thriving food and drink scene and are always happy to share their recommendations.
  • Discover your Wealth Personality
Tweed Wealth Managment

Jamie Brown

Associate Financial Planner
Tweed Wealth Managment

Jamie Brown

Associate Financial Planner

  • Jamie joined Tweed Wealth Management as an Associate Financial Planner, bringing over seven years of experience in the financial services industry. Throughout his career, he has developed a strong foundation in client service and financial planning, with a focus on delivering clear, tailored advice. Jamie is dedicated to helping clients understand and plan for their financial futures while continuing to build his knowledge and expertise across all areas of financial planning.
  • Qualifications & Professional Development
    Diploma in Regulated Financial Planning
  • Personal Interests
    Outside of work, Jamie enjoys playing football and keeping fit through running. He also enjoys spending time with friends and family and making the most of his weekends outdoors.
  • Discover your Wealth Personality
Tweed Wealth Managment

Euan Anderson

Associate Financial Planner
Tweed Wealth Managment

Euan Anderson

Associate Financial Planner

  • Euan joined Tweed as an Associate Financial Planner in 2025 and is preparing to enter the St. James’s Place Academy Programme as he begins his journey towards becoming a qualified Financial Planner.
  • Qualifications & Professional Development
    BA (Hons) in International Business with Marketing
    Over five years experience across the Whisky and FinTech sectors
  • Personal Interests
    Outside of work, Euan enjoys playing golf, attending Edinburgh rugby games, and skiing during the winter months. He also loves getting outdoors for long walks in the Pentlands with his fiancée and their cockapoo. Whether it’s spending time on the course, in the stands, or exploring the hills, Euan values any opportunity to unwind and enjoy Scotland’s great outdoors.
  • Discover your Wealth Personality
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Avril Welsh

Client Manager
Avril Welsh photo 2

Avril Welsh

Client Manager

  • Before Avril joined Tweed Wealth Management in May 2017, she spent 10 years working in an administrative role within the motor trade. She brought a lot of valuable experience and important skills to her role here. Avril maintains and organises the office, keeping files and records up to date and being on hand to help out team members at Tweed Wealth Management.
  • Qualifications & Professional Development
    10 years of administration experience
  • Personal Interests
    Avril’s spare time is spent socialising with friends and family. When she’s not having fun with friends she loves to try out a new recipe or plan a great holiday.
  • Discover your Wealth Personality
Pauline

Pauline Woods

Client Manager
Pauline

Pauline Woods

Client Manager

  • With extensive experience across the UK and European finance industry, Pauline began her career with Scottish Amicable (now known as Prudential, part of M&G plc), and brings a wealth of expertise to her role as Client Manager. She loves all things IT and tech so loves to implement any of our new computer systems. She’s also recently taken up cold water therapy and will bore you to tears if you dare ask her about it!
  • Discover your Wealth Personality
Holly

Holly Gatensby

Client Manager
Holly

Holly Gatensby

Client Manager

  • Prior to working at Tweed Wealth Management, Holly spent 4 years at the St. James’s Place Administration Centre in Stirling where she worked as a Senior Technical Associate.
  • Personal Interests
    Holly recently moved into her first home with her partner Lewis, in her free time she enjoys catching up with family and friends!
  • Discover your Wealth Personality

Glasgow Office

Tweed Wealth Managment

Ross Penman

Financial Planner
Tweed Wealth Managment

Ross Penman

Financial Planner

  • Ross has over 21 year’s experience in Financial Services. he joined St. James’s Place and founded Capital Wealth Consultants in 2012, a thriving small business with clients across the UK. Tweed Wealth were delighted to welcome Ross to the team in 2024 and look forward to working together to continue to provide his clients with the exceptional service they are used to.
    Specialism // Sports & Media professionals, Personal Injury & Clinical Negligence
  • Personal Interests
    Ross is married to Pamela and has two children, Luke and Adam and two step children Blair and Ross

    He has a passion for most sport, especially Golf and Football. Ross coaches his Son Luke’s youth football team and this takes up most of his spare time! Ross loves to travel and spend lots of quality family time in Florida.
  • Discover your Wealth Personality
Tweed Wealth Managment

Michelle Cairns

Client Manager

Tweed Wealth Managment

Michelle Cairns

Client Manager

  • Before Michelle joined Tweed Wealth in May 2024, she spent 10 years as Personal Assistant then Practice Manager to Ross Penman at Capital Wealth Consultants. Michelle is responsible for providing Ross with day to day administrative support including communicating, building and maintaining relationships with new and existing clients. Michelle has 24 years experience working within the financial services and wealth management sector and has a wealth of experience in areas such as protection, mortgages, investment and pension planning.
  • Personal Interests
    In her spare time, Michelle loves to spend time with her husband and 2 children and visiting family and friends. She also likes jogging and going regular family walks or getting stuck into a good box set at the weekend, when the weather doesn’t allow.
  • Discover your Wealth Personality
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Siobhan Coogan

Paraplanner
Tweed Wealth Managment

Siobhan Coogan

Paraplanner

  • Siobhan joined Tweed Wealth Management in May 2024 with 7 years paraplanning experience. She has worked within the Financial Services industry for 17 years and is currently working towards her Diploma in Regulated Financial Planning.
  • Personal Interests
    Spending time outdoors, weekend adventures with her husband and two kids, socialising with family and friends and keeping fit.
  • Discover your Wealth Personality

Inverness Office

John H

John Home

Senior Chartered Financial Planner
John H

John Home

Senior Chartered Financial Planner

Chartered
  • John has over 30 year’s experience in Financial Services and following a long career in Lloyds Banking Group, he joined St. James’s Place and founded John Home Wealth Management in 2012, a thriving small business with a great reputation in Inverness. John has been a Chartered Financial Planner since 2013 and was one of the first St. James’s Place Adviser’s elected to be a Fellow of the Personal Finance Society in 2014. Tweed Wealth were delighted to welcome John to the team in 2021 and look forward to working together to continue to provide his clients with the exceptional service they are used to.
    Specialism // Inheritance Tax Planning, Investment Planning & Final Salary Pensions
  • Qualifications & Professional Development
    FPFS – Chartered
  • Personal Interests
    John is married to Shona and has two children, Sean and Carla and two grandchildren Leon and Luisa.

    He has a passion for football (watching not playing) and loves to travel although given he lives in Inverness his preferred destination will always be somewhere where the sun is shining!
  • Discover your Wealth Personality
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John T

John Trotter

Paraplanner
John T

John Trotter

Paraplanner

  • Prior to moving to the TWM Paraplanning team in September 2023, John worked as a financial adviser for TWM and has over 35 years’ experience in the financial services industry, bringing a wealth of knowledge and experience to our growing team.
  • Qualifications & Professional Development
    Certificate in Mortgage Advice & Practice (CeMAP)
  • Personal Interests
    Away from the office, John is an avid watcher of all sports & supports his favourite football team Aberdeen! John is married to Fiona & has a stepson Danny aged 28 & a daughter Ellie aged 17.
  • Discover your Wealth Personality
Caroline

Caroline Finlayson

Client Manager
Caroline

Caroline Finlayson

Client Manager

  • Caroline has worked in the Banking and Finance industry for over 40 years – the last 11 years with John Home Wealth Management, where she was responsible for the general smooth running of the office.
  • Personal Interests
    Caroline likes spending time with family and friends, taking long walks which usually finish with coffee and cake.
  • Discover your Wealth Personality

Inverness Office (Macleod & Maccallum Team)

Darran

Darran Murphy

Senior Financial Planner
Darran

Darran Murphy

Senior Financial Planner

  • Prior to being invited to join St James’s Place Wealth Management I spent 18 years working in the Financial Services sector for HSBC, Barclays and latterly Santander.  I spent 6 of those years working in the Offshore Wealth Management sector in Jersey before moving to Glasgow and eventually returning to my hometown of Inverness. I strongly believe that the best way to deliver high quality, personalised Financial Advice is to meet with clients face to face in order to gain an in depth understanding of their current financial position as well as their goals and aspirations for the future.  Only then can I provide the best products and services in order to help my clients achieve their financial aspirations.  Financial Advice can be complex and every client’s needs are different.  I am committed to building long term relationships with my clients providing regular reviews and an easily accessible point of contact when needed.
  • Personal Interests
    Outside of work I am a family man, keen fisherman and football fan.
  • Discover your Wealth Personality
Smith Matthew

Matt Smith

Financial Planner
Smith Matthew

Matt Smith

Financial Planner

  • Matt has over 15 years’ experience working in various roles across the financial services industry.  He started his career with HSBC in 2008 before joining RBS in 2015 to become a Mortgage Adviser.  He then joined the Macleod & MacCallum team in 2018 and as a Financial Planner, he uses his extensive industry knowledge to support clients in a wide variety of financial planning areas.
  • Qualifications & Professional Development
    DipPFS – Diploma in Financial Planning
    Certs CII (MP & ER) – Certificates in Mortgage and Equity Release Advice
  • Personal Interests
    Matt and his wife Lindsay have two children, Lewis and Iona. Matt is a keen football and rugby fan. He plays 5-a-side football and touch rugby regularly. He has just started coaching the primary school age children at Highland Rugby Club, where he can be found most Sunday mornings! Matt is an avid Sci-Fi fan and enjoys playing computer games with his kids.
  • Discover your Wealth Personality

James McCaffery

Associate Financial Planner

James McCaffery

Associate Financial Planner

  • James is originally from the South West of England, spending most of his childhood in Cornwall, where he spent his time exploring the moors and surfing at the local beaches.  This later lead him to study Outdoor Sport Management before deciding to join the Royal Air Force.  He joined as a logistics specialist then later decided to join the Royal Air Force Mountain Rescue Service.  Since leaving the Royal Air Force, he relocated to Inverness to lay roots for him, his wife and now their two children, alongside building his second career with Tweed Wealt Management.
  • Personal Interests
    When not in work, James loves spending time with his wife and kids and socialising with friends and family.  Keeping fit and active is important to James.  He still explores the Highlands whether its Munro bagging, paddling, camping, cycling or just ‘chilling’ at the beach, to which he is now passing on these passions to his children.  James is a big Everton fan and loves to get involved with any sport or physical challenge.  James has completed two mountain marathons and a couple ½ marathons and also has an ambition to start adventure triathlons (once the kids are a touch older and the boss allows it).   
  • Discover your Wealth Personality
Julie

Julie Mackenzie

Mortgage and Protection Planner
Julie

Julie Mackenzie

Mortgage and Protection Planner

  • Julie has over 20 years’ experience in the banking industry. She is able to advise on a comprehensive range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries. Julie can also provide advice on life insurance, critical illness and income protection. Your home may be repossessed if you do not keep up repayments on your mortgage
    Specialism // Mortgage Finance / Insurance
  • Qualifications & Professional Development
    Qualifications & Professional Development
    Cert CII (MP)
  • Personal Interests
    Julie is married to Martin and has two sons, Thomas & Euan. In her spare time Julie enjoys keeping fit and socialising with family and friends.
  • Discover your Wealth Personality
Lynne MacKay 2

Lynne Mackay

Client Manager
Lynne MacKay 2

Lynne Mackay

Client Manager

  • Lynne’s background has been in financial services for over 20 years, working in various roles within Personal and Business Banking, latterly as a Business Manager managing SME Businesses.  
  • Personal Interests
    When not at work Lynne is kept busy with her two Children, a family Business and a dog Rogie who loves his walks. Lynne enjoys keeping fit, holidays and catching up with family and friends.
  • Discover your Wealth Personality

Senior Partner Practice of St. James’s Place

At Tweed we choose to provide solely St. James’s Place products and are appointed as a Senior Partner Practice. Our clients enjoy peace of mind that St. James’s Place guarantees the suitability of the advice given by Tweed Wealth when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the St. James’s Place website www.sjp.co.uk/products.

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Our team is here for you, whether you’ve been a client for as long as you can remember or you’re stepping through our door for the first time. We’re always happy to help, and can’t wait to hear from you.

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Edinburgh

Head Office
Verdant Building, 2 Redheughs Rigg,
Edinburgh ,
EH12 9DQ

T: 0131 510 8610

View The Edinburgh Office

Inverness

7 Connel Court, Ardconnel Street,
Inverness,
IV2 3EY

T: 01463 221 221

View The Inverness Office

Inverness

Third Floor,  Suite 3A1, Metropolitan House, 31-33 High Street,
Inverness,
IV1 1HT

T: 01463 258058

View The Inverness Office

London

Number 33,
St. James's Square
London,
SW1Y 4JS

T: 0131 510 8610

View The London Office

Email us: [email protected]

 

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